Currency & M-Pesa
Kenya's currency is the Kenyan Shilling (KES). M-Pesa mobile money is everywhere.
Live currency converter
USD =12,993 KES
Rates from open.er-api.com (free, no key). Indicative only — confirm with your bank or forex bureau.
M-Pesa for tourists
M-Pesa is Kenya's dominant mobile money service. Visitors can buy a Safaricom SIM and register for M-Pesa to pay for almost anything — from beach bars to matatus. Many lodges also accept card or cash.
ATMs & cards
ATMs are available in Kilifi Town, Mtwapa and Malindi. Visa and Mastercard are widely accepted at hotels and larger restaurants; carry some cash for small vendors.
Tipping & bargaining
Tipping ~10% is appreciated where service isn't included. Bargaining is expected at markets — be friendly and fair. Fixed prices apply in shops and restaurants.